If you're injured in a car accident that you are not at fault for, you can expect to get a financial settlement from the other driver's insurance company. But the size of your settlement can depend on several factors, and it must be remembered that insurance companies want to pay out as little as possible. An injury from a car wreck can cause a lot of problems in your life, and you deserve the best settlement possible. Use the following tips to maximize your insurance settlement after an auto accident that caused injury:
Stay on Top of Your Medical Care
In addition to playing an essential role in your recovery from your injury, the medical care that you receive can make a big difference in the size of your settlement. When you see your doctor regularly and attend all appointments every detail of your injury and your recovery process is recorded. These medical records are important pieces of evidence that can prove the extent of your injuries and also help increase the size of your insurance settlement.
Hire an Experienced Personal Injury Lawyer
One of the best things you can do if you want to get the insurance settlement you deserve is hire a personal injury lawyer, preferably one who specializes in car accident injuries. An experienced lawyer will know how to present evidence of your claim to the insurance company and negotiate on your behalf to secure the best settlement possible. Most personal injury lawyers work on a contingency basis, so you are not responsible for any upfront costs or fees. Instead, your lawyer will be compensated for his or her services by receiving a percentage of your settlement.
Don't Communicate with the Insurance Company
It is important to remember that the insurance company is not on your side, and they don't want to help you. It is in your best interest to avoid communicating with the insurance company-- the last thing you want is for your account of the accident to be taken out of context or twisted in an attempt to assign you partial blame for the accident, which can greatly reduce your settlement. When the insurance company contacts you, ask the representative to contact your lawyer for any information he or she needs.
Keep Records of Lost Wages
Your insurance settlement should include compensation for lost wages, so make sure you keep careful records of days that you missed at work due to your injury. Have your employer sign a document that lists the time missed as well as your salary or hourly wage. Contact a law office, such as Vaughan & Vaughan, for more information.
Share17 May 2016
After you have endured a traumatic, life-changing car accident, it can be hard to transition back into your everyday routine. As friends and family members chat about upcoming outlet mall sales or holiday plans, you might be secretly worried about how to pay your medical bills or forget about that wreck. Fortunately, dealing with your car accident case proactively by working with an attorney can really help. After I was involved in a car accident a few years back, my attorney stood by my side and helped me to argue for what was rightfully mine. I made this website to teach others what to do if they are involved in an accident.